Strategic Risk Associates - Veteran Bankers

Veteran Bankers - Former Regulators - Real Solutions

SRA's partners and consultants have significant experience in most areas of banking, risk management, finance, and investments. This broad-based experience enables SRA to be your comprehensive solution for all your consulting needs. There is no assignment or problem in the financial services industry the SRA team cannot address. Our consultants have successful and time-tested financial services experience. We are bankers, not just consultants, accountants, or regulators.


Michael Glotz, CRP ~ Partner
Managing Vice President of Banking Audit Services, Capital One Financial - Responsible for oversight of bank acquisition and integration activities, supported development of the Enterprise Risk Management Program and launched the first Credit Review function. SVP and Strategic Financial Officer of Crestar Bank and later SunTrust Bank CEO of Experient Technologies, LLC, an internet infrastructure company Certified Risk Professional (CRP) BBA in Accounting and Information Systems, University of Wisconsin, Madison, Wisconsin MBA, University of Richmond, Richmond, Virginia Wharton Executive Development Program, University of Pennsylvania


Stephen Lane ~ Partner
President of LVIR Investor Group, a private equity fund President of Dime Capital Partners, a private equity subsidiary owned by Dime Bancorp SVP and Director of SBA Lending and Community Development Lending & Investment at First Union Corporation (North) President of First Fidelity Private Capital, a private equity subsidiary owned by First Fidelity Bancorporation SVP and Director of M&A due diligence at First Fidelity Bancorporation Multinational Bank Division National Bank Examiner at the Office of the Comptroller of the Currency Chartered Financial Analyst BS and MBA from Virginia Tech University, Blacksburg, Virginia


Robert Mitchell ~ Partner
President of Mitchell and Company, a financial consulting company Managing Partner, Alpha Omega Capital Partners, an investment banking firm Managing Director, Centura Capital, a private equity group VP, Emergent Equity Advisors, a private equity group VP, Carolina First Bank, VP, Nationsbank of North Carolina Captain, US Naval Reserve, Retired BA from Kenyon College, MBA University of Virginia


Robert L. Morrison, Jr. ~ Managing Director
Principal, Deacon Consulting Group, LLC, a community bank management consulting company Director, President and CEO, Suburban Federal Savings Bank Director, Maryland Bankers Association Chairman, MBA Banking School Board of Trustees Krowe Excellence in Teaching Award winning Adjunct Professor, Smith School of Business at the University of Maryland, College Park Outstanding Graduate, ABA National School of Banking, Fairfield University, CT MBA, University of Maryland at College Park, MD BS, Wake Forest University, Winston-Salem, NC


Darlene T. Schinlever ~ Audit Director
20 years of internal auditing experience with a large regional bank with over 20 billion in assets operating in three states with 360 branch locations 8 years of experience providing internal audit services to community banks ranging in size from 50 million to 2.6 billion in assets through her own consulting practice 15 months of internal audit and control consulting services for the 5^th largest accounting firm in the nation Certified Internal Audit with an MBA and continuing professional education in internal audit, enterprise risk management, Sarbanes-Oxley and other areas The Schinlever Group, Owner & Fowler & Schinlever, Partner– Providing practical solutions for the internal audit and control consulting needs of Community Banks RSM McGladrey, Manager, Risk Management Services – Managed the internal audit and control consulting services provided to financial institutions in the Mid-Atlantic and Carolina Regions SunTrust and Crestar Banks, SVP Manager of Professional Practice – Managed the Quality Assurance Program for the internal auditing practice with a staff of 47 and a budget of $4 million for a 20 billion asset institution BS in Accounting, Virginia Commonwealth University, Richmond Masers of Business Administration, Virginia Commonwealth University, Richmond Certified Internal Auditor (CIA) Member, Institute of Internal Auditors Member, Virginia Association of Community Bankers Member, Virginia Bankers Association

Darlene T. Schinlever ~ Audit Director

20 years of internal auditing experience with a large regional bank with over 20 billion in assets operating in three states with 360 branch locations
8 years of experience providing internal audit services to community banks ranging in size from 50 million to 2.6 billion in assets through her own consulting practice
15 months of internal audit and control consulting services for the 5^th largest accounting firm in the nation
Certified Internal Audit with an MBA and continuing professional education in internal audit, enterprise risk management, Sarbanes-Oxley and other areas
The Schinlever Group, Owner & Fowler & Schinlever, Partner– Providing practical solutions for the internal audit and control consulting needs of Community Banks
RSM McGladrey, Manager, Risk Management Services – Managed the internal audit and control consulting services provided to financial institutions in the Mid-Atlantic and Carolina Regions
SunTrust and Crestar Banks, SVP Manager of Professional Practice – Managed the Quality Assurance Program for the internal auditing practice with a staff of 47 and a budget of $4 million for a 20 billion asset institution
BS in Accounting, Virginia Commonwealth University, Richmond
Masers of Business Administration, Virginia Commonwealth University, Richmond
Certified Internal Auditor (CIA)
Member, Institute of Internal Auditors
Member, Virginia Association of Community Bankers
Member, Virginia Bankers Association


Al Palmer ~ Managing Director
Vice President, Enterprise Projects Audit - Capital One Vice President, Auto Finance Audit - Capital One Senior Director, Acquisitions and Integration - Capital One Senior Director, Professional Practices - Capital One Senior Director, Non-Card Business - Capital One Audit Director, Card Operations - Capital One Audit Director, Capital Markets and Finance - Capital One Vice President, Audit - Signet Banking Corporation Assistant Trust Auditor - United Virginia Bank MBA, Virginia Commonwealth University BBA, Accounting, James Madison University Certified Public Accountant Certified Information Systems Auditor Member, Information Systems Audit and Control Association Beta Gamma Sigma, National Honor Society


Doug Wall ~ Managing Director
Chief Credit Officer & EVP, Community Bankers Trust Chief Credit Officer & EVP, Hampton Roads Bankshares Vice President, Capital One Senior Vice President, Wachovia Bank and Trust Certified Risk Professional Certified Regulatory Compliance Manager MBA, Wake Forest University BS, University of North Carolina - Chapel Hill


Tom McNally ~ Managing Director
Senior Director, Capital One with fifteen years experience in accounting, budgeting and due diligence CFO, Pertuity Direct, a social lending internet startup Board Chair, Neighborhood Housing Services of Richmond Certified Public Accountant (inactive) BS, University of Richmond